Dallas Texas Investor

Private Hard Money Lender Real Estate Investor in Dallas / Ft. Worth, Austin, San Antonio
Heather and her husband Bob are experienced private hard money lenders based in the Dallas metro area. They offer private money bridge loans for investment property in Central Texas – Dallas, Ft. Worth, Austin and San Antonio. They can fund purchases, refinances with cash out, rehab fix and flip projects, and construction. They offer rehab loans only to experienced real estate investors/developers. If you are looking to flip a home, you must have a business plan and some experience with real estate investing. The majority of their loans have been for rehab fix & flip projects, but they can fund other types of bridge loans, and they can fund fast.

Since 1990 Heather and Bob have brokered, bought, rehabbed, built, sold, leased, managed and loaned on well over a thousand homes and apartments in the Dallas area. They are a small Mom & Pop shop that delivers personal hands-on knowledge and experience to the real estate investor looking to borrow money to buy and sell distressed property.Here are some of their lending guidelines:

  • Lending Area: Central Texas – Dallas, Fort Worth, Austin, San Antonio
  • Loan Size: $100,000 to $500,000
  • Loan-to-Value (LTV): up to 70%
  • Minimum After Repaired Value (ARV): $60,000
  • Loan Position: 1st Deeds of Trust only
  • Property Types: Non-owner Occupied Homes, Condos, Multifamily, Retail, Office, Industrial, Land
  • Interest Rates: 12%
  • Fees: 2-3 points
  • Loan Term: 12 months
  • Closing Time: 7-21 days
  • Amortization: Interest Only
  • No Pre-Payment Penalty
  • No Owner-occupied Homes (Primary Residence)
  • Property Taxes: Escrowed
  • Monthly Payments: Interest + Escrow
  • Borrower must be experienced real estate investor/developer


  • Appraisal and Initial Inspection in Dallas County: $500
  • Appraisal and Initial Inspection Outside Dallas County: $600
  • Doc Prep Fee: $500
  • Follow-up Inspections in Dallas County: $100
  • Follow-up Inspections Outside Dallas County: $150
Private Loan Types
Purchase Acquisition Refinance Equity Cash Out Bridge Loans
Rehab Loans Fix & Flip Development Construction
Lending Areas
Dallas Ft. Worth San Antonio Austin Central Texas
Property Types
Single Family Homes Condominums Residential 2-4 units Mixed use Retail
Office Industrial Apartments Hotel Motel
Commercial Land Residential Land Medical